Mortgage Calculator
Estimate monthly mortgage payments, total interest and amortization.
- Instant
- 100% free
- Mobile ready
- No signup
Monthly payment
$2,022.62
Total interest
$408,142
Total paid
$728,142
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How it works
Formula
M = P × r(1+r)ⁿ ÷ ((1+r)ⁿ − 1)
Frequently asked
Does this include taxes & insurance?
No — this is principal + interest only.
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Accuracy & sources
How this tool is built and verified.
- Source
- Published formula
- Last reviewed
- Q2 2026
- Status
- Verified
Governing standards
- International System of Units (SI)BIPM — Bureau International des Poids et Mesures · The International System of Units (SI Brochure), 9th edition
- Standards aligned
- Formula verified
- Editor reviewed
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